The Ecu is not a CryptoCurrency. It is a network payment relying on a trusted diversified index fund. It is centralised to provide security and reliability. Unlike crypto, the volatility (swings in the value of the currency) is limited because it relies on real world assets.

The Ecu is a currency created to be stable and independent. It is directly pegged to a portfolio of diversified index funds (Bonds & Equity). This allows to counteract inflation (hence protecting your purchasing power). It also allows the Ecu to retain its value even when a country’s economy is failing or its political system is unstable.

Even though the Ecu is invested, we optimised the underlying fund to have a low volatility. Which means it does not experience large swings in value. To achieve that result, we diversify by investing all across the world, and in multiple asset classes (bonds, equity, commodity).

Events in recent years such as the spike in inflation all over the world, the Euro/Greece crisis, the currency drop in Lebanon/Turkey, the nefarious actions from the federal Reserve have shown that state currencies are not designed for the benefit of their citizens.

Even independent institutions, like the ECB (European Central Bank), usually end up working for the benefit of big publicly traded corporations (with the quantitative easing for example). This creates unfair and unstable situations for your day-to-day transactions. The Ecu is designed to correct those problems and improve lives of people.

We are partnering with an established bank that will keep the funds secure at all time.

You first deposit your funds on your ECU account. You can then send and receive ECU.

You can spend the ECU at participating stores at first using our QR code payment system. We will provide out of network payment after launch.

Our objective for the ECU is to have a low volatility asset that can be use reliably as a currency. To achieve this result we designed an optimal mix of products that spread the risk across continents and industries. A majority of the fund consists of high quality bonds and Short-Term Inflation Protection. It also contains a limited exposure to the equity market, specifically high dividend stocks & the US stock market. The last asset class we chose to include is Gold.

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We plan to complete our seed funding in the second semester 2023